/* ════ MFC Legal Pages — shared styles ════ */
*,*::before,*::after{box-sizing:border-box}
html,body{margin:0;padding:0}
:root{
  --bg:#eef2f3;--paper:#f5f7f7;
  --ink:#0f1f29;--ink-2:#4a606b;--ink-3:#7d8d94;
  --line:rgba(15,31,41,.14);--line-2:rgba(15,31,41,.07);
  --accent:#2d6478;--accent-2:#4a90a4;
  --pad-x:clamp(20px,5vw,96px);--maxw:1100px;
  --ff:"Geist","Helvetica Neue",Helvetica,Arial,sans-serif;
  --ff-m:"Geist Mono",ui-monospace,Menlo,monospace;
}
body{font-family:var(--ff);font-weight:400;color:var(--ink-2);background:var(--bg);-webkit-font-smoothing:antialiased;line-height:1.65;font-size:16px}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--pad-x)}

/* Header */
header.site{border-bottom:1px solid var(--line);background:var(--bg);position:sticky;top:0;z-index:50;backdrop-filter:saturate(140%) blur(8px)}
header.site .bar{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 0}
.logo{display:flex;align-items:center;gap:10px}
.logo-mark{width:32px;height:32px;border-radius:50%;background:#0d2647;position:relative;display:grid;place-items:center;flex:none}
.logo-mark::before{content:"";width:20px;height:20px;border-radius:50%;background:#46647e;display:block}
.logo-mark::after{content:"";position:absolute;width:7px;height:7px;border-radius:50%;background:#fff}
.logo-name{display:flex;flex-direction:column;line-height:1.1}
.logo-name .nm{font-weight:600;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:#0d2647}
.logo-name .sub{font-family:var(--ff-m);font-size:9px;letter-spacing:.22em;color:var(--ink-3);text-transform:uppercase;margin-top:3px}
header.site nav a{font-family:var(--ff-m);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-2);padding:8px 14px;display:inline-block}
header.site nav a:hover{color:var(--ink);text-decoration:none}
@media(max-width:720px){header.site nav a{display:none}}

/* Page header */
.legal-head{padding:88px 0 48px;border-bottom:1px solid var(--line)}
.legal-head .eyebrow{font-family:var(--ff-m);font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent);display:inline-block;margin-bottom:18px}
.legal-head h1{font-family:var(--ff);font-weight:700;font-size:clamp(40px,5.6vw,72px);line-height:1.02;letter-spacing:-.02em;color:var(--ink);margin:0 0 12px}
.legal-head .h-em{color:var(--accent)}
.legal-head .sub{font-family:var(--ff-m);font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-3);margin-top:14px}
.legal-head .back{display:inline-flex;align-items:center;gap:8px;font-family:var(--ff-m);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-3);margin-bottom:28px}
.legal-head .back:hover{color:var(--ink);text-decoration:none}

/* Body */
.legal{padding:56px 0 96px}
.legal-grid{display:grid;grid-template-columns:240px 1fr;gap:64px}
@media(max-width:880px){.legal-grid{grid-template-columns:1fr;gap:32px}}

.toc{position:sticky;top:96px;align-self:start;font-family:var(--ff-m);font-size:11px;letter-spacing:.06em;color:var(--ink-3);text-transform:uppercase}
.toc h5{font-family:var(--ff-m);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-3);font-weight:400;margin:0 0 16px;padding-bottom:12px;border-bottom:1px solid var(--line)}
.toc ol{list-style:none;padding:0;margin:0;counter-reset:toc;display:flex;flex-direction:column;gap:9px}
.toc li{counter-increment:toc}
.toc a{color:var(--ink-2);display:flex;gap:10px;line-height:1.45}
.toc a::before{content:counter(toc,decimal-leading-zero);color:var(--ink-3);opacity:.6;flex:none}
.toc a:hover{color:var(--ink);text-decoration:none}
@media(max-width:880px){.toc{position:static}}

.legal-body{font-size:16px;line-height:1.75;color:var(--ink-2);max-width:72ch}
.legal-body section{padding:32px 0;border-bottom:1px solid var(--line-2)}
.legal-body section:last-child{border-bottom:none}
.legal-body section:first-child{padding-top:0}
.legal-body h2{font-family:var(--ff);font-weight:600;font-size:clamp(22px,2.4vw,28px);letter-spacing:-.01em;line-height:1.2;color:var(--ink);margin:0 0 20px;display:flex;gap:14px;align-items:baseline}
.legal-body h2 .nr{font-family:var(--ff-m);font-size:12px;letter-spacing:.18em;color:var(--accent);font-weight:400;flex:none;min-width:32px}
.legal-body h3{font-family:var(--ff);font-weight:600;font-size:17px;color:var(--ink);margin:24px 0 10px}
.legal-body p{margin:0 0 14px}
.legal-body p:last-child{margin-bottom:0}
.legal-body ul,.legal-body ol{margin:8px 0 16px;padding-left:22px}
.legal-body li{margin-bottom:6px}
.legal-body strong{color:var(--ink);font-weight:600}
.legal-body .clause{margin-bottom:14px}
.legal-body .clause .ix{font-family:var(--ff-m);font-size:12px;color:var(--accent);letter-spacing:.06em;margin-right:6px;font-weight:500}

/* Footer */
footer.site{padding:48px 0 36px;font-size:13px;color:var(--ink-2);border-top:1px solid var(--line)}
footer.site .ft-bottom{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;font-family:var(--ff-m);font-size:11px;letter-spacing:.06em;color:var(--ink-3);text-transform:uppercase}
footer.site .ft-bottom a{margin-right:18px;color:var(--ink-2)}
footer.site .ft-bottom a:hover{color:var(--ink);text-decoration:none}